Jess swallowed hard and off we went again. Roundabout after roundabout, junction after junction, I slowly reached the dizzying speed of 15 km per hour - and then Jess uttered the words that not only radically changed the comfort of our journey, but my entire motoring existence.

Automotive tragedy in three acts. Starring me, my friend Jess, several vehicles and the absurdity of insurance industry in its whole glory.